Frequently Asked Questions

We are not brokers or product salespeople. We operate as an independent fiduciary, which means we are legally bound to put your best interests first. Our approach goes beyond investments—we integrate tax planning, risk management, estate planning, and business advisory services through our Polley Private Client Service.

We specialize in serving:

• Successful professionals and executives
   
• Doctors, dentists, and attorneys who own private practices
   
• Entrepreneurs and business owners preparing for growth, succession, or exit
   
• Multi-generational families seeking comprehensive wealth preservation
   

Most of our private clients have $2M+ in investable assets or $300K+ in annual income.

It’s our proactive, relationship-driven process for affluent and high-net-worth families. It begins with a Life-Focused Discovery™, where we uncover your goals, values, and risks. From there, we design a consolidated strategy that coordinates investments, tax efficiency, legal structures, and wealth transfer planning. You don’t just get advice—you get a full wealth strategy designed to preserve and grow your family’s legacy. 

A fiduciary is required by law to act in your best interest at all times. Unlike brokers, who may recommend products that generate commissions, we are fee-based advisors with complete transparency. That means no hidden agendas, no conflicts of interest—just advice aligned with your financial goals. 

- Private Client Service, which may include our Virtual Family Office

Our Virtual Family Office model covers five pillars:

1. Wealth Management – Investment strategy, portfolio construction, retirement planning
    
2. Tax Planning – Advanced tax strategies to minimize lifetime taxes
    
3. Risk Mitigation – Asset protection, insurance, and liability reduction
    
4. Business Advisory – Growth, succession, and exit strategies for business owners
    
5. Legal & Estate Coordination – Structuring trusts, estate planning, and wealth transfer

- Portfolio Management

- Private Banking

- Workplace Accounts

- Faith-Based Investments

Yes. In fact, one of the biggest mistakes affluent families make is having fragmented advice. We serve as your central point of coordination, ensuring your CPA, attorney, and other advisors are working together under one strategy instead of in silos. 

 Our services are designed for individuals and families with at least $2M in investable assets or $300K in annual income. For those preparing for liquidity events, exits, or inheritance, we can also provide specialized planning engagements. 

We are a fee-based firm. Fees are typically structured as a monthly membership fee, percentage of assets under management or as a flat fee for advanced planning engagements. Because our time and expertise are valuable, we do not offer complimentary plans—we charge for our strategic work just as your CPA or attorney does. 

While we are headquartered in Orlando and proudly serve many families across Florida, we also work with clients nationwide. Our technology allows us to provide the same level of access and service no matter where you live. 

The first step is a Right Fit - Introduction Call with our founder, Sean Polley. This call helps determine if there is a mutual fit. From there, qualified families are invited to dive deeper into a Discovery and Comprehensive Analysis.